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Consumer Information, Interviews with Experts:Welcome to InfoFAQ. You'll find professional advice from experts in the field, from business owners of popular online stores, and from service oriented websites that are making an impact everyday on the Internet. Our "Frequently Asked Questions" format is fast reading, and straight to the point. InfoFAQ provides consumer trust ratings, and records accurate company profiles verified by third party sources to help provide consumer information and protection.
Answers by Business Owners
There is no way to get rid of all molds and mold spores from your home. But you can control mold growth by keeping your home dry and by applying Endurance BioBarrier.
Answer by Endurance Bio Barrier
Answer by Sunset Carpet Cleaning
It is actually a myth that pearls are formed from a grain of sand getting stuck inside an oyster. Oysters filter sand all day long. It is when a parasite enters the oyster and loosens some epithelial cells (the cells that cover the inside of the shell) that those cells continue to multiply to form a natural pearl.
Answer by The Pearl Outlet
Takamine has 50 years of the art and craft of guitar making and we have a worldwide reputation for Acoustic and Acoustic-Electric Guitars.
Answer by Takamine Guitars
Answer by White Cap Construction Supply
Yes. Just as traditional cars are taken into gas stations refueling, electric vehicle drivers can take their cars to public electric vehicle charging stations to recharge their car batteries.
Answer by AeroVironment
In 2012 more than 12 million adults were victims of Identity fraud!
Inside . . .
Modern Day Bank Robbers - In the old days bank robbers used to come into a bank with a mask and a gun... Nowadays they can just use the Internet. Protect yourself with these helpful online shop safe FAQs.
Top 10 Consumer Fraud Complaints in 2012
Over 2 million complaints filed in 2012
Identity Theft 369,132, or 18 percent
Debt collection 199,721 10 percent
Banks and Lenders 132,340 6 percent
Shop-at-Home and Catalog Sales 115,184 6 percent
Prizes, Sweepstakes and Lotteries 98,479 5 percent
Impostor Scams 82,896 4 percent
Internet Services 81,438 4 percent
Auto-Related Complaints 78,062 4 percent
Telephone and Mobile Services 76,783 4 percent
Credit Cards 51,550 3 percent
Source: The Federal Trade Commission
* The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the United States and abroad. Enforcers search the database to research cases, track targets, and identify victims. Copies of the Consumer Sentinel Network Data Book can be found at http://www.ftc.gov/sentinel/.
The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC's online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357).
Note: Internet-related complaints accounted for over 50% of all fraud complaints.
The Top 10 frauds listed in the FTC report include:
- Fraudulent Weight-Loss Products (4.8 million victims)
- Foreign Lottery Scams (3.2 million victims)
- Unauthorized Billing - Buyers Clubs (3.2 million victims)
- Prize Promotions (2.7 million victims)
- Work-at-Home Programs (2.4 million victims)
- Credit Card Insurance (2.1 million victims)
- Unauthorized Billing - Internet Services (1.8 million victims)
- Advance-Fee Loans (1.7 million victims)
- Credit Repair Scams (1.2 million victims)
- Business Opportunities (.8 million victims)
Top 4 Consumer Tips Against Fraud
The FTC has tips for consumers who want to protect themselves from fraud:Protect your personal information. It's a valuable commodity. Only share your credit card or other personal information when you're buying from a company you know and trust.
Know who you're dealing with. Walk away from any company that doesn't clearly state its name, physical address, and telephone number. A Web site alone or a mail box drop should raise suspicions.
Don't rely on oral promises. Get all promises in writing and review them carefully before you make any payments or sign any contracts. Read and understand the fine print in any written agreement.
Don't pay "up-front" for a loan or credit. Remember that legitimate lenders never "guarantee" a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy.
Consumers interested in identity theft should consult the FTC's publication, "Fighting Back Against Identity Theft,"
Visit ourCredit Card Fraud section for useful information for safe shopping.