Main Image

Current Interest Rates


Home Loans: Fixed-Rate Mortgage Chart

- Here is a chart of the most recent fixed rate mortgage interest rates according to the FHLMC (Federal Home Loan Mortgage Corporation) tracing back over 20 years:

Interest Rates 20 Year History


Contract Interest Rates on Commitments
for Fixed-Rate First Mortgages

Mortgage interest rate
Federal Home Loan Mortgage Corporation
Primary mortgage market
Commitments
30-year conventional mortgages
Fixed-rate
Contract rate
Not seasonally adjusted
Twelve months ending December
-------------------------------------
SOURCE: FHLMC
-------------------------------------

Contract Interest Rates on Commitments
for Fixed-Rate First Mortgages



Released on 06/14/2004

cm
-----
1972 7.38
1973 8.04
1974 9.19
1975 9.04
1976 8.86
1978 9.63
1979 11.19
1980 13.77
1981 16.63
1982 16.08
1983 13.23
1984 13.87
1985 12.42
1986 10.18
1987 10.20
1988 10.34
1989 10.32
1990 10.13
1991 9.25
1992 8.40
1993 7.33
1994 8.35
1995 7.95
1996 7.80
1997 7.60
1998 6.94
1999 7.43
2000 8.06
2001 6.97
2002 6.54
2003 5.82

SOURCE: FHLMC

FHLMC by definition is the Federal Home Loan Mortgage Corporation. The Government-chartered corporation which buys qualified mortgage loans from the financial institutions that originate them, securitizes the loans, and distributes the securities through the dealer community. The securities are not backed by the U.S. Government. The market value of these securities prior to maturity is not guaranteed and will fluctuate.

Current Interest Rates

Bank Prime Loan Rates

Recommended Home Loan Websites

Freddie Mac - stockholder-owned corporation chartered by Congress to increase the supply of money that mortgage lenders can make available to homebuyers and multifamily investors.

Countrywide Financial - provides mortgage banking and diversified financial services in domestic and international markets.

Quicken Loans - compare, pre-qualify, and apply for home loans and mortgages.

Home Loan Sites on the Internet

Fannie Mae - http://www.fanniemae.com/
Provides financing for the multifamily and single-family housing market throughout the United States.

Visit our Shopping Guides and Credit Card Fraud sections for useful information.


Certifications

InfoFAQ is a Division of InfoMerchant and is a member of the Better Business BureauInfoFAQ Expert Merchant Program


FAQs with Merchants

HealthCare Finance - CareCredit offers "no interest" financing for medical procedures from Cosmetic Dentistry to LASIK Surgery.

Unmanned Aircraft Systems - AeroVironment, Inc. is the largest producer of small UAS in the world today.

Baby Bassinets - Find out what characterizes a good baby bassinet in this FAQ with Arm's Reach.

Israel Biblical Tours - This travel company has archaeologists and scholars to guide you through the Holy Land.

Residential Re-Roofing - "Learn some important facts about re-roofing your home in this exclusive interview with Jason Vaughan, a 20 year roofing veteran.

Garage Storage Products - "Get your car back in the garage with X-treme organization!"

Pet Stairs - PetStairz talks about foam pet products.

CD Manufacturing - Music Manufacturing Services provides CD's for the Music Industry all around the world.

Live Longer... A Science? - David H. Murdock, Chairman of the Dole Food Company says it is, and he created the luxurious California Health & Longevity Institute to prove it.

Counterfeit Handbags - "The World Customs Organization estimates the trade in fakes at about 7 percent of world trade."

Carpet Cleaning Tips - "Always ask about referrals and if they have a list of what they do to prepare your carpets for cleaning, and what type of system do they use..." QA with Sunset Carpet Cleaning

Children's Development Toys - "No matter how good a toy looks, the way it performs under stress is often very different." Says Brian Gordon of eBeanStalk.

Shopping for Purses "Whats happening now at a great speed is manufacturers overseas will see the latest it bag and then duplicate the bag... Price is primarily why people would buy a knock-off purse as opposed to the real thing.." Kitsch Purses Q & A

Workers' Compensation Info "The huge benefit of the Internet is time and expense savings. The only other way to get all of this information other than the Internet is at your local law library." FAQ with WorkCompCentral

Eating Disorder Treatment - In this FAQ Monte Nido explains how you can find the right treatment center online.

Auto Insurance Quotes In this FAQ GMAC explains why you should shop around, "Each company is different so you should always check several companies to find the best rates."

Buying Tickets Online "That game you want to go to is sold out (Superbowl, World Series), your favorite artist is coming to town and you want great seats, these are some of the reasons people buy through an online ticket service or broker." Chico at Platinum Tickets answers faqs.

Watching Movies Online MovieFlix.com answers some frequently asked questions.

More - Merchant Accounts, How to Evaluate LandHiring an Investment Lawyer, Understanding Motorcycle Electrical Parts, Nautical Gifts, Russian Santas & Nesting Dolls, On-Hold Hell, Online Wines, Fur Hats, WiFi in the Neighborhood, For Sale By Owner Tips, Scrapbooking Supplies, Christian Fashion, Energy Star Homes

Latest Interviews . . .

Ovation Guitars - ovationguitars.com
CHLI - chli.com
Four Seasons - fourseasons.com
Systematic Art- systematicart.com
Nesting - nesting.com
HomeTips - hometips.com
CareCredit - carecredit.com
Dr. Summy To - pdxeyes.com
Aerovironment - avinc.com
Kaman Music Corp - kamanmusic.com
Sherwood Country Club - sherwoodcountryclub.com
Sandel Medical - sandelmedical.com
SOEX - soexgroup.com

Latest Articles . . .

Planes Without Pilots Imagine a 3 1/2 foot remote controlled plane that flies straight up for miles.

Eating Disorder Help For those dealing with eating disorders, hope is never too far behind.

Mass CD Duplication. All of the sudden record labels began relying heavily on CD manufacturers for the mass production of their clients' albums.

Corporate Entertainment Corporate meetings are becoming more common in spas than conference rooms, with room service cuisine rather than with fast food from drive-thrus.

Medical Procedure Costs Find out the current costs for various medical procedures.

Baby Bedding Becomes Security Blanket New baby bedding developments have completely changed the newborn napping experience.

A Good Singles Strategy Helps tennis competitors with a simple one-on-one strategy checklist.

The Price is Always Right
Medical Organizations

NEWS...

Serrahost Launches PSDirectory
A fast-growing directory of ProStores Web stores.

CareCredit Doctor Locator
GEMoney offers no-interest financing options through their searchable network of over 100,000 doctors nationwide.

Google Checkout
Try it for yourself and let us know if it truly is the "fastest, safest, and most convenient way to shop online."

Costopedia
Find the average cost for some of the more difficult to find products and services.

Ask a Merchant
Portland merchant directory and portal.

ML Properties
Michelle Manley Orange County based realtor launches new site for prospective home buyers

Shopping Online

Banner