Main Image

CareCredit, a part of GE Capital

InfoFAQ Expert Merchant - CareCredit, Inc. Merchant Profile

CareCredit Company Profile

Company Name: CareCredit
Original DBA Name: CareCredit LLC
President: Dave Fasoli
Founder: Ralph Stern
In Business Since: Edison General Electric Company was Founded in 1890.
Years in Business: 25 years
Years in Profession: 25 Years
Business Address: Costa Mesa, CA 92626
Business Phone: (800) 300-3046
Toll Free Phone: (800) 300-3046
Healthcare Providers Phone: (800) 859-9975
CareCredit Cardholders Phone: (866) 893-7864
Contact Email:
Completed InfoFAQ Exclusive Interview: Current
InfoFAQ Exclusive Interview: "Healthcare Finance" 
Company Information: CareCredit Information
Company News: GE News
Website: CareCredit Website

Additional Websites:

Facebook Company Information for CareCreditCareCredit on Twitter

Online Application

CareCredit Application Form

Merchant Category:

Healthcare Financing

Services Include:

Personal line of credit for Cosmetic, Dental, Vision, Hearing and other medical procedures.


CareCredit, a part of GE Capital, allows individuals to apply for a personal line of credit for healthcare services not usually covered by insurance. CareCredit financing is accepted as payment for dental procedures, cosmetic surgery and treatments, dermatology, LASIK and vision care, audiology, veterninary serices, chiropractic care and more. - CareCredit LLC

CareCredit and GE Capital:

CareCredit was established in 1987, when the card was initially offered to dentists to help their patients pay for dental implants. Over the next two decades, insurance benefits remained static while technology rapidly advanced and the cost of dentistry increased, making CareCredit an option for both general and cosmetic treatments. CareCredit became part of GE Capital in 2002. GE Capital has been providing consumer finance programs since the 1930s when it was established to help families finance appliances. Since then, GE Capital has grown to hundreds of billions of assets and is a leading provider of credit services to consumers, retailers and auto dealers in more than 50 countries around the world. GE Capital, based in Norwalk, Conn., offers a range of financial products, including private label credit cards, personal loans, bank cards, auto loans and leases, mortgages, corporate travel and purchasing cards, debt consolidation, and credit insurance. CareCredit is part of the Sales Finance unit of GE Capital, which provides private label credit card programs, marketing, installment lending, service contracts and financial services for national and regional retailers and providers in more than 20 industries including: home improvement, outdoor power equipment, powersports, sporting goods, automotive, consumer electronics and appliances, furniture, floor covering, music, jewelry, and health care. - GE Capital

Quote from the Company

"CareCredit. When you'd rather focus on patients, not payments." - CareCredit LLC

Quote from the Founder

"Your worth consists in what you are and not in what you have." - Thomas Edison

Popular Tools:

Payment Calculator


CareCredit Main Service Areas

LASIK Vision Care Financing - Get the vision you want, today, with convenient payment plans offered by CareCredit, a part of GE Capital and the nation's leading patient financing company. Join the more than 7 million patients who have used CareCredit's dedicated line of credit for their out-of-pocket healthcare needs. LASK, vision exams, eye glasses and contact lenses all can be paid with the CareCredit card. A minimum purchase amount may be required for promotional plans longer than 6 months in duration. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required. If promo and debt cancellation are not paid in full within 6, 12, 18 or 24 months, interest at APR 26.99% will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 11/01/2010, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Existing cardholders refer to your current credit card agreement for rates and terms. Subject to credit approval.

Cosmetic Financing - With convenient monthly payment plans from CareCredit, it's easy to get the cosmetic procedures you want now, within your monthly budget! CareCredit, a part of GE Capital and the nation's leading provider of cosmetic and healthcare payment plans, has helped over 7 million patients get the procedures they want and need. There is no cost to get started with CareCredit and once you are approved you can use it again and again** for additional cosmetic procedures or at any of our 130,000 participating healthcare providers nationwide. With CareCredit as your financial beauty resource, you can get the look you want now, and maintain that look over time.

Cosmetic Dentistry Financing - They say some people have a million-dollar smile. So what does that mean? Did they buy a whole new set of teeth for a million dollars, while the rest of us are insecure about smiling for our driver's license photos? No. They simply went to their local dentists and had some cosmetic dental work done, a routine you can now easily fall into without having to have millions of dollars. Through the CareCredit card, you too can get traditional or laser teeth whitening, dental implants, dentures, or even urgent procedures such as root canals, crowns, wisdom teeth removal, or any other types of dental repairs done without having to worry about the expenses! CareCredit offers special financing -- so you can have the smile you have always dreamed of, without the headache you always dreaded.

Veterinary Financing - Your pet is an important family member and you want the best possible care. With convenient monthly payment plans from CareCredit it's easy to accept the best care for your pet and make it comfortable to fit into your budget. Many veterinarians offer CareCredit® payment plans, for everything from routine checkups to emergency care. There is no cost to get started and if approved you can use it for yourself, your family and all your pet's veterinary needs.

Hearing Care Financing - Because your hearing is important, CareCredit offers convenient monthly payment plans designed to pay for hearing aids not covered by insurance. With plans to fit almost every need and every budget, CareCredit helps patients say "Yes" to their recommended hearing aids. Enjoy a quick and easy application process and almost instant credit decisions. Don't miss out on conversations with loved ones - get the hearing aids you need today!

**Subject to credit approval

Company Background:

CareCredit was born out of the need of patients to have an efficient, practical and flexible method of payment. The company and the value it offers healthcare professionals in allowing them to focus on patient care, has matured into the leading patient financing program in America.


Company History:

The company was founded in 1987 to answer the challenges of a changing healthcare industry. With health insurance companies covering fewer procedures and the sharp rise in technological advancements, patient ability to accept recommended treatment plans was becoming significantly limited. The CareCredit program provides the doctor-patient relationship with a win-win situation: the doctor receives full treatment fees and the patient receives immediate, recommended treatment with the ability to pay over time.

Doctors and CareCredit:

A doctor has a primary concern which is always the welfare of the patient. CareCredit allows healthcare professionals to concentrate on patient care and eliminates the burden of invoicing the patient. Although quality care is a first priority for the doctor, payment can be a significant concern for the patient. The practice receives payment right away, significantly improving cash flow; and the patient can finance the procedure and pay CareCredit over time.


Patients and CareCredit:

By providing patients with several payment options, practices can help patients get the procedure they need or want. Top practice management consultants suggest presenting the CareCredit card as a payment option along with cash and other bank cards. CareCredit gives patients a flexible, convenient payment plan when they prefer not to pay with cash or a major credit card. A minimum purchase amount may be required for promotional plans longer than 6 months in duration. Interest may be charged to accounts from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if cardholders make late payments. Minimum monthly payments are required. On some promotions, if payments are not paid in full within 6, 12, 18 or 24 months, interest accrued may be assessed from the purchase date. If an account goes 60 days past due, promotions may be terminated early and accrued interest may be billed. It\'s important for cardholders to understand the terms of each purchase on the card and make payments on time as agreed.

Key to Our Success :

With CareCredit, the office staff is free to focus on other important practice functions such as scheduling, marketing and patient relations. CareCredit supplies staff training aids, presentation materials, and practice-building tools to help office staff present financial options effectively and efficiently.


The Bottom Line:

CareCredit's financial stability is backed by one of the nation's largest banks: GE Capital Bank. Over 130,000 practices nationwide offer CareCredit to ensure patients can get the treatment or procedure they need or want.




Message from the CEO About CareCredit - 16 Mb Quicktime Movie (right click and save target)

About CareCredit Financing


Verified Memberships & Affiliations

InfoFAQ Expert Merchant

Professional Memberships and Partnerships for CareCredit LLC

State Partnerships


American Society of Plastic Surgeons


American Society of Bariatric Physicians

*Otherwise interest accrued from purchase date
**Subject to credit approval

InfoFAQ Expert Merchant - CareCredit, Inc. Merchant Profile
If you challenge any representation or credential shown here
please state the reason for your challenge and we will investigate . . .
Merchant Exception Form

What is the definition of an expert?
"An expert is someone widely recognized as a reliable source of knowledge, technique, or skill whose judgment is accorded authority and status by the public or their peers." -Webster's

If you would like to add your expertise in this field and be added to our program please fill out our online verification form.

If you have any comments regarding this expert please email your comments to

The business and its owner and all information below has been reviewed and verified by our InfoFAQ staff. All information is supplied by the business owner and then cross referenced and checked by InfoFAQ. Questions and Answer Interviews were performed by staff at InfoFAQ.

Visit our Credit Card Fraud section for useful information.


InfoFAQ is a Division of InfoMerchant and is a member of the Better Business Bureau InfoFAQ Expert Merchant - Merchant Icon

Latest Trust Ratings

Luxury Metals InfoFAQ Review Pardee Homes InfoFAQ Review
PickUp Please InfoFAQ Review Endurance Bio Barrier InfoFAQ Review

Answers by Organizations

Internships and Scholarships by South Central Scholars
Children's Shelter by Casa Pacifica
Save the Rainforest by Cuipo
Childrens Therapy by Archie the Therapy Dog
Donation Pick Up - PickUp Please will come to your home and pick up your clothing donation for free.

Answers by Corporations

HealthCare Safety by Ansell
Real Estate Development by OliverMcMillan
Children's Learning by Age of Learning
WiFi SD Cards by Eye-Fi
Chauffeur Services by EmpireCLS
Health and Wellness Retreats by CHLI
New Home Builder by Pardee Homes
Marine Biology Summer Camps by Sea Trek
EMR Software by Dr Cloud EMR
Pearl Jewelry by The Pearl Outlet
Civil Engineers by The Haaland Group
Role Playing Games by Mafia Life
HealthCare Cleaning by Clean Beyond

Answers by Manufacturers

Guitars by Takamine
Subaru Performance Parts by RalliTEK
Pontoon Boats by Bennington
Prime Jewelry Manufacturer by olove
Men's Suits by Bachrach
Street Art Design by Ayecon
Sports Gear by SCORE Sports
Cigars by Mikes Cigars
iPhone Finder by ZOMM
Designer Pet Supplies by Pet Fancy
Premium Denim Jeans by Marc Allison Jeans
Church Banners by
Wireless Memory Cards by Eye-Fi
Unmanned Aircraft Systems by AeroVironment
Mold Prevention by Endurance BioBarrier
Affordable Home Furniture by Angelo Home
Electric Vehicle Chargers by EV Solutions
Medical Safety Products by Sandel
Wood Baseball Bats by Viper Bats
Baby Bassinets by Arm's Reach
High End Streetwear by Been Trill
Pet Beds by Arm's Reach
Foldable Water Bottles by Sip N Go
Drum Hardware by Gibraltar Hardware
Drums by Gretsch Drums

Answers by Doctors

Optometry by Dr Summy Tu
Cosmetic Dentistry by New Image

Answers by Local Businesses

Luxury Apartments by The Residence
Home Remodeling by Craftsman Design
Painting Contractor by Veenhuizen Painting
Granite Countertops by Milan Stoneworks
Garage Door Repair by Cook Garage Doors

Answers by Merchants

Kids Learning Activities by ABCmouse
Celebrities and Fitness by Celebrity Sweat
Southern California Wedding by Sherwood
Women Wigs by Best Wig Outlet
Carpet Cleaning Tips by Sunset Carpet Cleaning
Workers' Compensation Info by WorkCompCentral
Israel Biblical Tours by America Israel Travel
Eating Disorder Treatment by Monte Nido
Parenting Advice Videos by Kids in the House
Diabetes Testing Supplies by Diabetes Health Supplies
Construction Supplies by White Cap
Open Box Items by New Open Box
Metal Vents by Luxury Metals
Roof Vents by HVAC Express
Online Fitness Program by FitERA
Stock Broker Fraud by FEND
Raw Food Benefits by SunCafe
Parenting Website by Nesting
SAT Guide to Scoring High by Guide Paradise
Grand Canyon Whitewater Rafting by Hatch River

Answers by Entertainers

Vine Videos by Curtis Lepore