Question: What Is Workers Compensation?



Answer: Workers' compensation is a statutory legislative system that will provide workers with immediate recourse in an event of injury on the job and provides employers with protection against being sued from those injuries. Workers' compensation will also provide immediate medical care, indemnity or money in the event that there's loss of wages, some assistance to return to work and various other benefits that are mandated by the state legislator, in exchange for that the employer pays a premium for an insurance policy to cover these things. The bargain for exchange is the employer is immune from suit in ninety nine percent of the cases. All states require mandatory workers compensation insurance coverage except for Texas.



Answered by: WorkCompCentral


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