Shopping for Auto Insurance Online Answers by GMAC Insurance
Question and answer session with GMAC
Insurance, a company who sells Auto Insurance online.
Do auto insurance companies handle all motor vehicles?
Some insurance companies cover a wide range of motor vehicles including motorcycles and recreational vehicles, while others may specialize in one type. Each company is different so you should always check several companies to find the best rates.
Can I purchase auto insurance if was involved in a car accident?
In most cases one accident will not prevent an insurance company from insuring an individual, but there are many factors that are used by insurance companies to determine insurability. Few if any companies use the same factors, so always check more than one company.
Are online insurance companies safe to use?
Absolutely, each state must license an insurance company for their state. Check with your states Insurance Commissioner before you buy.
Do insurance companies give discounts if there are multiple vehicles on the policy?
Not necessarily, in many cases this type of discount is used in conjunction with a home owners policy.
What distinguishes pricing for Auto Insurance?
Each insurance company uses underwriters to help in determining pricing for insurance. Underwriters are always looking for the best segment of individuals that they feel will be the least risk at the price they are quoting. Some insures will not take a high risk driver while others specialize in high risk drivers but will charge higher premium rates. There are many factors that can be used to determine pricing besides your driving record, these could include such things as credit history, miles driven per year, age and location to mention a few.
Answers
provided by GMAC
Insurance, a company who sells Auto Insurance online.
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